Derby Originals Wither Relief Fleece English Saddle Pad features a fleece lined cut out around the withers to alleviate pressure caused by horse tack.The underside of the pad features additional soft fleece lining for additional comfort.This pad is designed with a classic quilted cotton top and fleece lining around the edges. It also features billet loops to prevent tack from shifting. This is a must have multi purpose saddle pad for all equestrian enthusiasts. This saddle pad makes great gifts and can be personalized by being monogrammed by your local store.